Hail storms can cause damage to your property from many factors high winds the size of the hail density and shape of hailstones and of course the type of roof material.
Roof hail damage 4 tips for homeowners.
Not all hail storms cause damage brennan says.
The roof is just old.
Hail storms are capable of producing hailstones up to 6 in diameter.
Hail damage can also be affected by the number of shingle layers on a roof.
What a roofer should document for you.
In many states usually where hail is less frequent a standard homeowners policy includes hail damage to a roof as part of your protection coverage.
Type of roofing materials age of roofing materials roof slope quality of construction as well as hail size hail density and hail shape and the velocity and angle of its fall.
When filing an insurance claim it is important to have evidence that the damage you are claiming is new.
Pea sized hail 1 4 of an inch or marble sized hail 1 2 inch might not cause damage.
After checking the roof of your home or business we recommend checking other areas for signs of hail damage.
If you see hail impact marks on decks driveways and siding do not hesitate to inspect the roofing next.
Homeowners file a claim pay the policy deductible and then the insurer pays to fix the damage.
The storm has come and gone did your home suffer any roof hail damage.
If you do have a roof leak do what you can to mitigate the loss.
In all of these scenarios the result is the same.
If you find hail damage is not in your homeowners insurance ask your insurer about an add on that will cover hail.
Inspect your home s exterior and roofing.
A deductible is the amount you have to pay toward a loss before your insurance company pays a claim.
The damage is only cosmetic.
Write down detailed descriptions of the damage and its location on your roof to include with your claim.
Most roof hail damage insurance claims do not involve leaking roofs.
These balls of ice fall from the sky with no regard to your roof.
The roof will still protect the home.
The severity of hail damage to a roof depends on several factors including.
Inspect the damaged areas as best as you can while remaining safe.
Place a tarp over the leaking area to prevent further water damage for example.
If there are dents on the gutters downspouts roof flashing and roof vents you should closely inspect your shingles.
Hail storms are capable of producing hailstones up to 6 in diameter.
These roof blisters are not always pronounced and you may have to feel for them as well as look for.
Golf ball sized hail is 1 inches and softball sized hail is 4 inches according to noaa.
The storm has come and gone did your home suffer any roof hail damage.
This is where an inspection from a roofing contractor that you are paying is essential.
Be observant and take careful notes.
